Our Team

Susan Miller


Susan has been with Black Hawk Mutual Ins. Co since 2000. She has experience in both Farm and Home Insurance needs.Susan has also served on the Board of Directors of the Illinois Association of Mutual Insurance Companies.

Tara Miller

Office Assistant

Tara has been with Black Hawk Mutual Ins. Co. since April of 2021. She has brought a lot of customer service experience, computer skills, and brings a positive attitude to work daily.

Board of Directors


Brigitte Young

Vice President

Courtney Sullivan


Susan Miller


General Property Adjusters

Jay, Shawn, and the team are wonderful to work with. We work closely with them to help you handle any claims and are happy to answer any questions you may have.

J. L. Payan & Associates

PO Box 152
Sterling, IL 61081
Phone: 815-441-9151
Fax: 888-696-4495